There are more than 500,000 people who work as event planners in the United States. Majority of them are engaged in organizing musical events. While most of these are small events that may not make the news headlines or create buzz in the social media, others work behind mega events. Irrespective of the size and scale of the events and the stature of the musicians involved there is always an element of risk involved in organizing such events. Accidents, incidents and event cancellations are pretty common and they can hurt you financially. In worst cases they may give a killer blow to your name and career.


Sadly many event promoters seem to realize the importance of event liability insurance only when an unfortunate event strikes them. However there is a growing interest among people in the music industry to buy insurance plans and the entry of insurance companies that specifically cater to the music industry is leading this awareness. As a professional event promoter you cannot afford to make such a mistake and need an insurance plan that would help you cope up with litigations and other kinds of financial obligations in case your event doesn't go as planned. These plans protect you against many odds.


Accidents & Injuries


Accidents and injuries are surely among the worst fear for any music promoter. While you may take every possible step to ensure that everything is in order, there is little that you can do to prevent an accident or the crowd turning unruly. In such cases there are always chances of bodily injuries and as an event promoter you can be held liable under the most flimsy grounds and may have to bear the treatment costs. When you are covered under insurance plans these take care of any financial liabilities arising out of accidents and injuries during your event.


Event Cancellation


There is a lot of investment that goes into organizing a musical event. From paying the performers to arranging for their transport and accommodation you would spend thousands of dollars. Add to this cost of renting the venue and hiring necessary equipment and promoting your event. If bad weather plays spoilsport or the artists fall ill, it can lead to cancellation of the event which would mean you are in for serious loss. This Toto 4D is where event liability insurance compensates you on all your input costs and also helps you deal with all payment obligations related to the cancelled event.


Property Damage


Whether you are organizing the event in an indoor auditorium or in an outdoor location there is always the risk of damage to the property. This may occur while setting up the heavy audio and lighting equipment at the venue or when there is a commotion among the crowd. As the event manager you would have to bear the entire repair and replacement costs resulting out of such damages. Your insurance plan would offer you the financial protection that you need in such cases.


As an event planner you cannot afford to keep anything to chance. Buy event liability insurance today and secure your interests.

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The number of Internet users in India grew from 205 million in October 2013 to a whopping 354 million by the of June 2015, according to a report by the Internet and Mobile Association of India. We now have more Internet users than the entire population of the US, second only to China in the number of internet users! With growing Internet penetration has come a plethora of services that we can now enjoy without ever have to leave our chair. From shopping to paying bills and even banking, the ecommerce space is only slated to grow. This is good news for insurance seekers as well, with the different companies vying with each other to offer better and simpler online services and products for the consumer. But does it really make sense to buy an online term plan?


Why Buy Term Plans Online


Online term insurance like 1SPoker offers a wide range of benefits, such as:


· A simple process: It was never easier to research, compare and make an informed decision regarding your insurance needs and solutions. All you need to do is visit the website of the insurer of your choice, read up on the products, use the insurance calculator to make an informed choice, fill in a simple form and make an online, secure payments. That is all.

· Informed decision: This is possibly the most important advantage of an online term policy. You get to weigh all the information for yourself, rather than being swayed by what an agent might be interested in selling. You can chat directly with the company's representative, either via email or live chat, or even a phone call. You have all the terms and conditions laid out in detail, so that you are not taken by surprise at any point. You can even check on the feedback of existing customers to get a better idea of what works.

· Low cost, high sum assured: Did you know that you could expect to save 30% to 50% on the premium payments when you buy online term insurance plans? Term plans are the cheapest life insurance type to start with and when you buy the policy online, you are likely to make added savings. This is because in the virtual world, the insurer saves on overheads, such as infrastructures and agent commissions. These savings are then used to reward consumers with lower premiums. You can also look for special offers and discounts online.

· Smoother application & claim processes: Not only are you saved the hassle of travelling to a physical office, standing in long queues and wasting a lot of time and effort, you are get a simplified form to fill. This is true for applying for a new online term plan, renewing an existing plan and for beneficiaries to claim death benefits. The processing time is also shorter, with lesser possibility of human error.

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Previous generations of people believed in consistent savings to take care of their future. They believed that keeping a large corpus aside could help during the times that there was a financial emergency. It was considered bad taste to be ostentatious with one's wealth - any extra income was set aside for a rainy day.


However, it is almost impossible to be ostentatious these days. Rising inflation and high costs of living result in our expenses far overtaking our income. It is quite difficult for most people to stick to a dedicated savings plan per month. Add to this the possibility of a sudden illness or accident taking place and wiping out the entire savings collected with a lot of effort. To prevent against this eventuality, it is important to buy a medical insurance plan for the entire family.


The advantages of getting medical coverage for your loved ones include…


1. It protects the entire family. Instead of waiting on tenterhooks to see if your child's illness or your parents' constant age-related ailments develop into something serious, it is better to take medical cover and ease your mind. It shows tremendous financial responsibility to be prepared for the future with a medical insurance policy that covers all your needs.


2. It pays for hospitalisation. The trauma of facing an illness or watching a loved one in a hospital bed is further compounded by high hospital bills. You might be ill-equipped to deal with hospitalisation, surgery and post-surgery treatment costs if you depend only on your income and savings to see you through. Instead, medical insurance plans pay for hospitalisation and treatment, so that you can devote your time and energy to taking care of your loved one or yourself.


3. It provides cashless hospitalisation. Many hospitals turn away emergent medical cases because family members do not have immediate cash to pay for admitting their loved one. People may end up wasting precious time trying to cobble together the money needed to book a hospital bed. Instead, a cashless medical insurance policy ensures immediate admittance in a network hospital, and it also guarantees that surgery and post-operative care is provided free of cost. The Daftar Poker hospital then settles the bills with the insurance provider directly.


4. It provides coverage without denting your budget. You can get the best medical insurance plans at an affordable price if you are careful to choose the benefits you need for yourself and your family. Calculating the premium amount before signing up for the policy is important. Also, be sure to factor in future expenses and inflation before settling on the sum assured for the plan.

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